Student Loan Questions » Student Loans http://studentloanquestions.org Answers to all of your questions about student loans. Mon, 06 Feb 2012 12:05:43 +0000 en hourly 1 http://wordpress.org/?v=3.2.1 Question about Tax Returns. Can I use my Student Loans for a Tax Credit. How does that work? http://studentloanquestions.org/student-loans/question-about-tax-returns-can-i-use-my-student-loans-for-a-tax-credit-how-does-that-work http://studentloanquestions.org/student-loans/question-about-tax-returns-can-i-use-my-student-loans-for-a-tax-credit-how-does-that-work#comments Sat, 27 Nov 2010 19:06:13 +0000 The Bursar http://studentloanquestions.org/student-loans/question-about-tax-returns-can-i-use-my-student-loans-for-a-tax-credit-how-does-that-work
Agent 47 asked:


In my Student Loan accounts it says that I will be able to use a reportable tax interest form 1098E. Does that mean I can use my loan repayments as a tax credit or deductible? By the way, My loans are currently on Forbearance.

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]]> http://studentloanquestions.org/student-loans/question-about-tax-returns-can-i-use-my-student-loans-for-a-tax-credit-how-does-that-work/feed 2 What do i do with student loans once i graduate? http://studentloanquestions.org/student-loans/what-do-i-do-with-student-loans-once-i-graduate http://studentloanquestions.org/student-loans/what-do-i-do-with-student-loans-once-i-graduate#comments Thu, 25 Nov 2010 16:22:11 +0000 The Bursar http://studentloanquestions.org/student-loans/what-do-i-do-with-student-loans-once-i-graduate
setzer_katie asked:


I am graduating in a month and need to know when i have to start paying my student loans? I heard that i am supposed to consolidate my loans into one loan.. Is this true? Has anyone ever done this?

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]]> http://studentloanquestions.org/student-loans/what-do-i-do-with-student-loans-once-i-graduate/feed 3 Student Loans without cosigner? http://studentloanquestions.org/student-loans/student-loans-without-cosigner http://studentloanquestions.org/student-loans/student-loans-without-cosigner#comments Thu, 25 Nov 2010 02:25:12 +0000 The Bursar http://studentloanquestions.org/student-loans/student-loans-without-cosigner
Safisha asked:


Is it possible to get a student loan without a cosigner? I’ve taken as much gov’t loan as I can and I do not have anyone to cosign with me on a student loan. Where can I get money for school without a cosigner?

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]]> http://studentloanquestions.org/student-loans/student-loans-without-cosigner/feed 2 How do student loans affect your credit score? http://studentloanquestions.org/student-loans/how-do-student-loans-affect-your-credit-score http://studentloanquestions.org/student-loans/how-do-student-loans-affect-your-credit-score#comments Wed, 24 Nov 2010 08:51:38 +0000 The Bursar http://studentloanquestions.org/student-loans/how-do-student-loans-affect-your-credit-score
Diamondprincess24 asked:


Do they factor student loans into your debt/income ration?
Does it affect your score?
Im not in default/im still in school!
Im trying to improve my credit score just payed off three things, How do i get my score higher?

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]]> http://studentloanquestions.org/student-loans/how-do-student-loans-affect-your-credit-score/feed 3 Can I get student loans to go back to school after earning a Bachelors of Science? http://studentloanquestions.org/student-loans/can-i-get-student-loans-to-go-back-to-school-after-earning-a-bachelors-of-science http://studentloanquestions.org/student-loans/can-i-get-student-loans-to-go-back-to-school-after-earning-a-bachelors-of-science#comments Wed, 17 Nov 2010 21:12:25 +0000 The Bursar http://studentloanquestions.org/student-loans/can-i-get-student-loans-to-go-back-to-school-after-earning-a-bachelors-of-science
Smarter Than You asked:


I earned a Bachelors of Science in Computer Science on May 5, 2006.. three years ago. all of my student loans are currently in default, because nobody is hiring. can i get student loans/financial aid to go to some type of graduate school even though my current loans are in default? if i do, will that keep collectors from garnishing my wages?

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]]> http://studentloanquestions.org/student-loans/can-i-get-student-loans-to-go-back-to-school-after-earning-a-bachelors-of-science/feed 7 Does the government subsidize student loans for new teachers? http://studentloanquestions.org/student-loans/does-the-government-subsidize-student-loans-for-new-teachers http://studentloanquestions.org/student-loans/does-the-government-subsidize-student-loans-for-new-teachers#comments Thu, 11 Nov 2010 03:33:50 +0000 The Bursar http://studentloanquestions.org/student-loans/does-the-government-subsidize-student-loans-for-new-teachers
Daniel Tyrrell asked:


For example. If I get a degree in education, then go teach in high demand area where there aren’t many teachers (inner city or rural area), are there any government programs that will subsidize my student loans?

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]]> http://studentloanquestions.org/student-loans/does-the-government-subsidize-student-loans-for-new-teachers/feed 2 How do I find out when my student loans will be applied to my account? http://studentloanquestions.org/student-loans/how-do-i-find-out-when-my-student-loans-will-be-applied-to-my-account http://studentloanquestions.org/student-loans/how-do-i-find-out-when-my-student-loans-will-be-applied-to-my-account#comments Wed, 10 Nov 2010 05:01:36 +0000 The Bursar http://studentloanquestions.org/student-loans/how-do-i-find-out-when-my-student-loans-will-be-applied-to-my-account
Mspiggy2010 asked:


I’m currently enrolled in school, and I know when all my grants will be applied to my student account balance, but how can I find out when the student loans will be applied? Thanks!

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]]> http://studentloanquestions.org/student-loans/how-do-i-find-out-when-my-student-loans-will-be-applied-to-my-account/feed 2 Student Loans through Bank of America http://studentloanquestions.org/student-loans/student-loans-through-bank-of-america http://studentloanquestions.org/student-loans/student-loans-through-bank-of-america#comments Wed, 10 Nov 2010 02:43:38 +0000 The Bursar http://studentloanquestions.org/student-loans/student-loans-through-bank-of-america
StudentLoanNews asked:


www.about-student-loans.com College expenses can add up fast. Once you’ve managed to pay tuition, there are many other education-related costs such as books, lodging, food, and lab fees. With all these expenses, student loans become an excellent option. Bank of America offers the CampusEdge student loan. With CampusEdge you can get up to $50000 per year as long as the loan total does not go beyond the estimated cost of attendance, less other financial aid. These funds are sent directly to you, and you can defer payment until graduation, with the option to make interest-only payments for up to two years following graduation. Principle and interest payments can be deferred for up to 7 years while registered in a participating school’s undergraduate program. Interest will accrue and will be added to your loan quarterly while in deferment and once at the start of repayment.

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]]> http://studentloanquestions.org/student-loans/student-loans-through-bank-of-america/feed 0 Why is it that the more the government subsidizes student loans and grants the higher college tuition grows? http://studentloanquestions.org/student-loans/why-is-it-that-the-more-the-government-subsidizes-student-loans-and-grants-the-higher-college-tuition-grows http://studentloanquestions.org/student-loans/why-is-it-that-the-more-the-government-subsidizes-student-loans-and-grants-the-higher-college-tuition-grows#comments Sun, 07 Nov 2010 03:36:50 +0000 The Bursar http://studentloanquestions.org/student-loans/why-is-it-that-the-more-the-government-subsidizes-student-loans-and-grants-the-higher-college-tuition-grows
I love pollution! asked:


College tuition rates are growing FASTER than inflation every year. Is government involvement in student loans feeding this beast?

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]]> http://studentloanquestions.org/student-loans/why-is-it-that-the-more-the-government-subsidizes-student-loans-and-grants-the-higher-college-tuition-grows/feed 11 How to get rid off or reduce my student loans? http://studentloanquestions.org/student-loans/how-to-get-rid-off-or-reduce-my-student-loans http://studentloanquestions.org/student-loans/how-to-get-rid-off-or-reduce-my-student-loans#comments Fri, 05 Nov 2010 01:52:48 +0000 The Bursar http://studentloanquestions.org/student-loans/how-to-get-rid-off-or-reduce-my-student-loans
Sunny CA asked:


I have about $65K in various student loans, it has been killing me. I heard there is loan modification like the mortgage modification, it will reduce my loan amount or give me an affordable terms. How to do that?

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