Michael asked:


I was just called by Sally Mae; the very rude collection agent was demanding that I make payment immediately for my loan that is 60 days overdue.

I am currently doing the paperwork for a William D. Ford Federal Direct Loan to consolidate all of my student loans together. The agent told me that would not take care of this loan because it is a private student loan not a federal. Is this true? What options do I have if any to get all of my loans consolidated together?

NB asked:


I have horrible credit. I have a private student loan that someone co-signed for me. Her husband saw it on her credit report and wants it off now. So I need to find another lender that will deal with bad credit and get another loan to replace this one and it has to be done quickly. I’ve already tried to consolidate all my private loans but it’s a no go without a co-signer. So it’s just this one loan that I need to get changed. Is there a company that deals with bad credit and private student loan consolidation?
I have already used all my federal loans. Because of my husbands income I don’t qualify for alot. So I have to use private loans also.

totalmmm1 asked:

consolstudloan.blogspot.com college student loan consolidation Student Loan Consolidation Interest Rates – Best Student Loan … Student loan consolidation interest rate information at Student Loan Consolidator. Sallie Mae – Private Student Loans, Federal Student…

bbrrpf asked:


I have $100,000 in private student loans from two lenders. The interest rate is over 10%. Is there a way to get another loan to pay this off at a lower interest rate? What kind of debt consolidation program should I consult? Most student loan companies only deal with Federal loans it seems. I keep seeing ads for mortgage loans with low monthly payments– is there something similar I could get for a personal loan? THANKS!

thomas r asked:


Having trouble finding companies to consolidate private student loans.

Powderpuff asked:


I have two private student loans that I start paying on in July. One is 13% $12700 and the other is 12% $12280.

I am closing on a condo so I need to get these in order so I can budget accordingly.

Are there many good fixed-rate private consolidation loans? Personal experience please?

Also, I have a really high credit score…I don’t see why my interest was so high in the 1st place. My home loan is super low.

What type of payment could I expect if I do not consolidate?

Alex asked:


Hey there, I am looking to consolidate my private student loans, I have a total of about $30k. Anyone know of a place that offers the best interest rate?

Thanks for any help.