How do I consolidate my student loans?

warnermshue asked:


I have a few different student loans through different banks, all federal loans and one private. I know I’m probably not going to be able to find anyone to consolidate the private loan with the federals but I’d at least like to get all of my federal loans consolidated. I haven’t been able to find ANYWHERE to get this done. Please help!

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chinosk8r asked:


I just got accepted into NYU, but I’m not sure if I can do due to financial troubles.

I have the option for the federal loan, but that is at a 8.25% APR rate which is ridiculous. I wish to get a private loan but I’m not sure they would loan to my family because we have nothing to put down as collateral.

So, I’m just wondering, do banks require a collateral for a college loans, or do they operate their loan system differently for college students.

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How do I take out a private student loan?

GT500 asked:


Do I simply take my tuition bill with me to the bank (citi/chase) and say, I would like to to apply for a student loan?

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DannyS asked:


I want a private student loan (not fafsa) but I have bad credit and no cosigner. I was wondering if there is a good company to go through that will give me student loans.

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E A asked:


I am need to get a private loan of 7,000 to pay for housing and school and I get regected all the time. So you know where theres a bad credit student loan or a grant or 2 i can obtain?

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