Anna H asked:


I am currently a student with several student loans out in my name. I have a good credit score but am only able to work part time due to school. I make enough money to cover monthly rent with my boyfriend. We want to get into a house but I fear my loans and low income will make it difficult if not impossible for us.

__A_YAHOO_USER__ asked:


I am about to gain a $13000 debt in student loans. In about 6 months we are applying for a home loan. Will that student loan be applied to my debt to owe ratio? Will it be a factor when applying for a home loan?

Powderpuff asked:


I have two private student loans that I start paying on in July. One is 13% $12700 and the other is 12% $12280.

I am closing on a condo so I need to get these in order so I can budget accordingly.

Are there many good fixed-rate private consolidation loans? Personal experience please?

Also, I have a really high credit score…I don’t see why my interest was so high in the 1st place. My home loan is super low.

What type of payment could I expect if I do not consolidate?