Student loan?
Tuesday, March 9th, 2010 at
9:16 am
chanteuse87 asked:
I graduated high school 2 years ago and have not yet started college, though I really want to. I, of course, would need a student loan. How do I got about getting a student loan? I’ve never looked into this until now and really need strong, accurate advice. Please help if you can!! Thank you!
I graduated high school 2 years ago and have not yet started college, though I really want to. I, of course, would need a student loan. How do I got about getting a student loan? I’ve never looked into this until now and really need strong, accurate advice. Please help if you can!! Thank you!
Tagged with: Accurate Advice • Student Loan
Filed under: Student Loans
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When you get accepted into a college contact the financial aid office. There are two kinds of loans, stanford and perkins, and types, “sub” and “unsub”. The financial aid office can explain these differences and walk you through the forms.
Contact the Office of Financial Aid at your college of choice.
You will be required to fill out a FAFSA, then the college will usually give you a “Financial Aid Package” after getting your information back.
From there, you accept or decline the aid, and anything that is not covered by scholarships or grants you have to take out in loans. You can only take out so much in government loans, so if you go beyond that, you have to work something out with the school, or go for a private loan through a bank (Wells Fargo, SallieMae, etc)
Hopefully this helps!
(AND….don’t go with that guy above, that is just plain SHADY!)
Don’t worry you didn’t miss much.First you need to apply to the school that you want to attend. if you need to take any test such as the act or the sat then do so as needed. otherwise go on the internet and apply for classes. afterwards once accepted you apply for financial aide and then you go through to accept loans/scholarships/grants.
goodluck
This is a pretty standard question. Without spending too much time in a financial aid office, there is plenty you can do get the process started.
Start by going to and filling out the online form for federal student aid. After finding out what you are eligible for in terms of subsidized stafford loans, you can figure out if that is enough to finance your tuition and expenses. In most cases, it isn’t. If you find that you need more money then you are offered, you may want to try a private student loan.
The best thing to do is compare the different private lenders out there, which can be done at
Most of the rates are very similar but do a little research and pick one that you think is best. I would suggest Think Financial. The application process is very quick and easy, and the check is sent directly to you so you can use the money for whatever you want. The limits are much higher with private student loans, up to $40,000 per year. You can find out more information about a Think loan at . Good Luck.
this site may help