Bre asked:


I am a full time student and college athlete. I have an athletic scholarship, so my tuition is payed for. However, I need some extra money for my living expenses while in school. I have received a small student loan, but it is not enough. I don’t have time for a part time job because of my practice and game schedules. How can I get additional loans, and where should I apply?

Are you trying to pay for college and you cannot get enough money from regular financial aid? Do you need extra money for tuition, books, fees, and living expenses? There are ways that you can get more student loan money with an alternative student loan if you know where to look. Here are some helpful tips for you.

First, when you are looking at your budget and figuring out how much money you need for college you should always over exaggerate. This is important because if you just assume you will be fine on what you think you need, then how are you going to deal with an unexpected expense like a car repair or trip to the hospital.

Second, with an alternative student loan you can get extra money to help you so that you do not have to work and you can concentrate on your studies. There are various types of alternative student loans out there for you and all you really need to do is talk to your financial aid office to find out what you can qualify for.

Last, when it comes to any type of loan for schooling it is important that you make sure the loans do not have to be paid back until you have graduated. They should give you some sort of a grace period after graduation before they begin to ask you to pay for your student loans. This is important because you do not want this stress while you are taking classes.

By: Chad Wistick

About the Author:

brut44 asked:


Okay, here’s the deal I’m pushing 30, have little to no income. and no kids. I’m thinking of joining the navy or going to a community college, but I want to go to college regardless. The financial aid and aquiring grants seem to confuse me some. I’ve been told, for someone like me(little to no income, late 20’s), can pretty much go tho college for free. How exactly do I go about doing this? Should I go for a Pell Grant or some other grant? I assume I need to fill out a FAFSA before I can be considered for any grant of any kind? I’m getting desperate/ left behind here and I don’t think I want to join the navy if I can go to college for next to nothing Right now.
Hey, thanks for your time and help!!…It’s starting to get a little pathetic here lol. And please just don’t tell me to just surf the web for grants-tell me which ones I need to look for please.

ltlluci asked:


I’m trying to help get my son in college, he really wants to go to the local technical college here in town. Can anyone tell what scholarships are available to him and which ones are not based on his parents income (there’s no way we can help him thru, we have 3 other kids at home). he will be the first in his family to attend college. We are in Georgia. Any advise would be appreciated.

hope asked:


Ok heres the thing, I want to go to college. I had a child in highschool so never applied then. I married & now that the kids are older (12, 10, 9) I want to go back to school. Every time I apply for aid I get turned down because of outstanding student loans. I have called them and they are my husbands not mine. They told me that I married him, hence I also married the outstanding loan. I know we are married but its not my fault he never paid the loan back once he was out of school. Its a 40,000.00 dollar loan and its just not in the butget right now to make 250.00 monthly pmts, which is what they want. All we can afford is about 50.00 a month, which will take a lifetime to pay back to 0.00. Is there any way aroun his student loan besides divorce?

Yourmom asked:


I have all of my college paid for and I have other college grants as well. So what happens to those college grants?? I know that if its a scholarship they give the money back to you, but these are state grants. Do they take the money back and give it to other people? Or does it come back to me?