by Chris Devers

Question by edward_helb: what is the best private student loans to get for college with a low interest rate?
Im about to be a sophomore in school this fall but my school needs more money before it starts.

What are the best private student loans a person like me can get with little or no interest?

The top answer:

Answer by jandy
I had a Pell grant, not required to pay back.Mr. Pell died earlier this year. try http://nslds.ed.gov

http://www.ed.gov/offices/OSFA/DCS/repa

Your school that you are attending has info on financial aid. I want you to know that on the applications, some students are more eligible for financial aid than others, based on ethnic groups, handicap/disability and other reasons. also try www.ibrinfo.org. This info is from this year/Denver Post/Assoc Press, New Payment options ease school loan pain. Also, if you work in public service jobs, teacher, nurse,etc, some loans get reduced. I worked as a nurse, civilian and military. In 1980. I owed $ 40K to Univ of Miami, that was for 2 yrs only. I attended a jr college/transfer program at Miami-Dade Community College for 2 yrs. Best college I ever attended.. Everyone is looking for student loans. It took me 10yrs to pay back on a quartly schedule, well worth the return.. Good luck in your future education/career. Janet

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by SS&SS

A question asked by mikael: bad credit student loan?
please help i need some help…does anyone know of people who do student loans for bad credit????

Most detailed answer:

Answer by Tony
universities.atwebpages.com – it provides some tips about applying to US federal and state grants for college students.

What do you think? Leave you answer below!

Technorati Tags: credit, loan, student

by Christopher S. Penn

Question posed by T N: can you get graduate student loans with home foreclosure on your credit report?
I know that you can get federal student subsidized and nonsubsidized loan, but these non-credit based loans only goes up to $ 20,000. The school I want to go to cost $ 60K. Are there any other types of loans out there available to grad students with bad credit? My FICO score now is 445.

Most detailed answer:

Answer by Humble F
I would say so.

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I was looking for videos about federal student loans and found this super video which I am sure you will find informative.

PRIVATE COLLEGE STUDENT LOAN ALTERNATIVE STUDENT LOANS FEDERAL LOANS GUARANTEED FAST APPROVAL Loans at Personal loans and secured loans Personal loans APR typical. Secured and unsecured loans Apply online for all types of loans.Private Student Loans, Federal Student Loans, Private Learn about…
Video Rating: 0 / 5

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by SS&SS

Question by Ella Harner: Do you know of a private student loans for people with bad credit?
I am trying to get a private student loan. I got one last year, with a cosigner, and now, using the same cosigner, they are denying me! They are saying that my cosigner is now “uncreditworthy.” If anyone knows of a private, non-TERI loan for someone with bad credit, PLEASE LET ME KNOW! I already had to forfeit this quarter because I can’t get any money!

Most comprehensive answer:

Answer by ang
Why do you want private loans? Government aid seems to be the best way to go because they have various payment options. From what I’ve heard, banks have stricter policies now as far as student loans go.

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by jon|k

Question by ceceruby: What is the minimum people pay on federal student loans once they’ve graduated?
I was wondering…i’ve looked at private student loans that states their minimums and how much you have to pay each month, but i was wondering…how much do you pay for federal student loans from your fafsa? Anyone with experience/ knowledge with this is welcome to answer!

Thanks everyone for helping me!

My chosen answer:

Answer by Woelfe
It would probably be better to look at your own debt, find out how much you have borrowed of the different kinds and then use a repayment calculator to determine the monthly payments. The monthly minimum is going to change depending on the repayment options you choose, and the level of debt you have incurred as well. These are great questions to run by your financial aid office. They should have a counselor who is able to speak to you about your repayment responsibilities, or even the lender of your loans as well.

Finaid.org has some good repayment calculators you can use to determine approximate monthly balances.

http://www.finaid.org/calculators/loanpayments.phtml

Give those a look.

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by reallyboring

A question asked by Chris McKinney: What private Student Loans can I get if my parents have declared Bankruptcy and they are my only Co-Signers?
Alright, I am sitting here with 4,989 in Finacial Aid from my FASA and now I need to turn to private loans. The problem is my only Co-Signer’s (my parents) declare Bankruptcy about 6 years ago. Does anyone know of any loan service that will give us a loan so I can go to college?

Best answer:

Answer by Holly
$ 4989 seems like a low amount to receive for a student whose parents can’t afford school. Are you sure that isn’t your EFC? Is this the amount on the award letter from your college?

Well if they declared bankruptcy 6 years ago, it’s almost off their credit. Hopefully they have repaired it somewhat since then and at least have a decent score. If not, you’ll be eating it in interest.

Contact your bank/your parents’ bank. Only use them as cosigners if you must. Try it alone first. Options: Bank of America, Wachovia, Citibank, College Loan Corporation, Sallie Mae. You can find them all online.

Also if you want to try for scholarships, go to http://www.fastweb.com and see what you can apply for.

You can also contact your financial aid office and ask about work-study.

Good luck!

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by Embajada de Estados Unidos en Bolivia

A question asked by jersey: Can I get student loans even though i be 17 when i start college?
Can I get student loans even though i be 17 when i start college?

Most detailed answer:

Answer by pancake
I don’t know but God you need it.

I think you probably can.

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Explaining private student loans in a nutshell.

www.financialaidpodcast.com http Financial aid expert Christopher Penn discusses the recent announcement by the Massachusetts Education Finance Authority (MEFA) and the sudden lack of MEFA private student loans.
Video Rating: 5 / 5

Technorati Tags: crisis, loan, Means, MEFA, private, student, Trouble

by Chris Devers

A question from kEV: Where can i find a good private student loan? What are your experiences with private loans?
I want to attend Seattle community college but they do not accept federal loans so i am looking at private loans.
I don’t have good credit but I also don’t have bad credit. I have about 10,000 in collections.
I want to find a loan that I can wait till I’m out of school then i can start paying on.

Please let me know any experiences you have had with private loans also.

Thanks

The No 1 answer:

Answer by Jessy R
See if this helps.

http://www.loanforbadcredits.com/

Thanks.

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