Theava asked:


I have only a little credit history and my parents credit is horrible, but I desperately need a private student loan. What company is most likely to qualify me?

CEIdotorg asked:

We know that a government student loan monopoly is just right for you. After all, what could go wrong with politicians owning everything? Warning: May cause hilarity.

jeff asked:


I have student loans of about $7,500 and about $13,000 left on my car loan. I am looking to purchase a house and wondering if there is any way to add my car loan and student loans on to the mortgage?

minibikemulisha asked:


I’m starting my student loan payments of $120 for 15 years. I’m kind of freaking out. I have a full time job, and don’t spend much money. However I am getting older and things are getting more expensive. What do you pay for loans per month? Are you having a hard time?

troyman2000us asked:


My direct student loan is now through the government, and I feel like I am absolutely getting nowhere with them. I have had my loan through them since 2004 and my balance has went from 35000 to 32000. I really need some suggestions of what companies to go through to possibly refinance. My credit score is in the middle area. Thanks for your help.

Mr Steele asked:


Federal student loans are either directly financed by the government or financed by private banks. Those private banks, however, get paid by the government if the student defaults on the loan.

So banks are basically making profits with very little risk.

Obama has said he wants to cut the middle man out and save the government/tax payer millions in dollars in the process. He also said the banking lobbyiest are preparing for war but that he is not going to back down.

Whose side are you on?

TJ A asked:


I want to study at the Western Visayas State University in Iloilo, Philippines, but no bank wants to give me a student loan to do that. What would happen if I enrolled at a university or college here in the States and then transferred over to the Philippines? Would I have to start paying off the student loan immediately or would I be allowed to wait until I finished my schooling in the Philippines first?

John asked:


I just want to make sure I understand something here..

When claiming moving expenses and student loan interest on 1040 lines 26 and 33, I can still claim the standard deduction, correct? This does not require itemization of deductions?

northern cali mom asked:


I just decided to go back to school and i need a student loan. I dont know how they work, do they give the loan to me to pay the school or do they give it directly to the school? I am asking because I need help paying the first 2 weeks of daycare and was wondering if I could borrow more to help me pay daycare too?

Thanks for your help.

Ubiquitous asked:


I’m paying off a lot of credit card debt and currently have my student loans in a deferral status. But the big monthly payments will start up again at the end of this year.

Aside from trying to “drop off the radar screen” or looking for a much better-paying job that would quickly burn me out, I’m curious if anybody has any leads on this matter.

Thanks!

PS: Don’t recommend declaring bankruptcy because student loan debt is exempt from that.